How Nonstandard Auto Insurance Can Help High-risk Drivers Stay on the Road

For many California drivers, maintaining auto insurance is not just a legal requirement; it’s essential for staying financially protected while able to get where they need to be. However, some drivers may have trouble finding coverage. At Bright Road Insurance Services, we’re ready to help such motorists and those in need of a nonstandard auto insurance policy.

What Is Nonstandard Auto Insurance?

Nonstandard auto insurance is designed for drivers who may not qualify for traditional policies due to various factors. These policies can often offer similar financial protections as standard versions (e.g., liability, collision and comprehensive coverages), but are tailored to meet the needs of drivers who are considered riskier to insure.

Why Is Nonstandard Coverage Important for High-Risk Drivers?

California law requires all drivers to carry minimum levels of auto insurance. Going without coverage can lead to fines, license suspension, or even vehicle impoundment. Fortunately, the right nonstandard auto insurance can help with the following:

• Meeting state insurance requirements, even if you’ve been denied standard coverage
• Obtaining an SR-22 certificate if required by the DMV after serious violations
• Maintaining your driving privileges and avoiding further legal trouble

Who Might Need Nonstandard Auto Insurance?

You may have to resort to finding nonstandard auto insurance if the following scenarios apply to you:

• You have a history of at-fault accidents or traffic violations.
• You’ve been ordered to file an SR-22 to reinstate your license.
• You’ve been convicted of reckless driving or driving while under the influence.
• You had a lapse in previous insurance coverage.
• You’re a new or young driver with limited experience.

How Our Team Can Help

At Bright Road Insurance Services, we’re committed to making the process of retaining nonstandard auto coverage straightforward and supportive, helping you get back on the road with financial security and legal compliance

Contact us today to speak with our team and get a free quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.