What Violations Require an SR-22 Filing?

You may have heard of SR-22s and how they can be an additional requirement when retaining auto insurance. Knowing how and why you may end up needing to take this step can be important. At Bright Road Insurance Services, our team helps drivers work through SR-22 insurance filings and understand the circumstances that trigger an order to file this document.

What Is an SR-22?

An SR-22 is not an insurance policy, but rather a certificate your insurer files with the Department of Motor Vehicles (DMV) to show you carry the minimum required auto coverage. It’s often required after certain driving violations or license-related issues.

Common Violations That Lead to an SR-22 Requirement

Several types of violations or situations may result in the need for an SR-22 filing, including:

• Driving under the influence (DUI or DWI): One of the most common reasons for an SR-22 requirement is a conviction for driving under the influence of alcohol or drugs.
• Driving without insurance: If you’re caught driving without valid auto insurance, the DMV may require an SR-22 to reinstate your license.
• Multiple or serious traffic violations: Accumulating too many points on your driving record or being involved in serious traffic offenses may result in an SR-22 requirement.
• License suspension or revocation: If your license has been suspended or revoked for any of the above reasons, you’ll likely need an SR-22 to get it reinstated.

How We Help With SR-22 Filings

Our team at Bright Road Insurance Services understands that dealing with an SR-22 can feel overwhelming. We guide our clients through the process, from securing the right auto insurance to filing the necessary paperwork with the DMV.

If you need assistance with an SR-22 filing or want to learn more about your options, contact us today.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.